Pricing Analyst

We’re Atom bank

The bank that’s leading the fintech charge!

We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Could you be the next innovator to join us?

Please note this role requires weekly office presence, only apply if you are based in the North-East of England.

What will your ‘typical’ day look like? Different that’s for sure…:

At Atom, we prioritise transparency, fairness, and value, constantly incorporating customer feedback and market trends to ensure our offerings remain cutting-edge and differentiated. Our Commercial product teams manage a range of financial products, including Residential Mortgages, Business Lending, and Savings. We’re driven by customer insight and market intelligence, using data to design and develop innovative, digitally delivered products.

This role would suit a highly numerate & driven individual who takes a detail orientated approach whilst being curious and willing to learn. You’ll work across products at different points gaining great exposure & knowledge within a supportive and dynamic team.

You will:

• Drive Strategic Pricing: Contribute to the development and execution of product pricing strategies that achieve business objectives.
• Implement Pricing Changes: Manage the implementation of approved pricing adjustments into live systems.
• Monitor Market Dynamics: Continuously analyse market trends, competitor activities, and performance data to identify opportunities and inform pricing adjustments.
• Develop Performance Insights: Create and maintain insightful management information reports, encompassing both external and internal performance metrics, to empower management decision-making.
• Support Key Governance Forums: Contribute to Product Boards and Commercial Committee recommendations and reporting requirements.
• Inform Product Development: Provide pricing expertise to support the design and development of new products and enhancements, ensuring alignment with strategic initiatives.
• Collaborate Across Teams: Partner with diverse stakeholders to effectively execute business strategies and plans.
• Analyse and Resolve Performance Issues: Investigate and address the root causes of underperformance across commercial, customer, and conduct areas.
• Proactively Manage Risk: Identify, escalate, and support the mitigation of key risks in collaboration with relevant stakeholders.
• Champion Customer Focus: Ensure customer insights and feedback, combined with market analysis, are central to pricing decisions.

What do we need from you?

• A strong academic background in a STEM subject.
• Reside in the North-East of England.
• Excellent analytical & numerical skills.
• A meticulous & detailed-orientated approach.
• Ability to learn and digest large quantities of information quickly.
• Ability to manage numerous tasks concurrently and produce high quality work at speed.
• Commercially astute and customer oriented.
• An awareness of external market trends and Atom’s proposition.

What you’ll get from us:

• Salary £28k-£32k
• Flexible hybrid & remote working
• 4-day work week
• Annual Share Option – performance-related
• Incredibly generous company pension scheme (maximum of 13% of Atom input – you can put in more)
• ‘All About Me’ fund: £200 per year to spend on personal development.
• 22.5 days annual leave plus public holidays
• Private Medical Insurance, Health Cash Plan & Life Insurance
• Electric Vehicle Scheme

PLEASE NOTE: You must have the legal right to work in the UK to apply for this role as Atom is unable to support Visa Applications/Sponsorship

Atom is an equal opportunities employer. We value you as an individual and therefore disregard race, religion/belief, gender, sexual orientation, maternity/pregnancy, age, gender reassignment, marriage/civil partnership and disability in any hiring decisions we make. Atom will always adhere to the Equality Act 2010.

All roles within Atom must adhere to the Conduct Rules as set out by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA)

As part of Atom bank’s commitment to the FCA’s Consumer Duty, Atom will, take all reasonable steps to avoid causing foreseeable harm to customers, take all reasonable steps to enable customers to pursue their financial objectives and act in good faith.