Business Graduate

We’re Atom bank

The bank that’s leading the fintech charge.

We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Based in Durham, we’re committed to bringing world-class career opportunities and developing a strong tech culture in the Northeast. Our team currently has over 550 brilliant people and is still growing; could you be the next innovator to join us?

What will your ‘typical’ day look like? Different that’s for sure…:

Our Business Graduate Scheme is designed to develop future leaders equipped to accomplish great things!

Are you ready to launch your career in banking with high-level exposure from day one? Our scheme offers you the chance to make a real impact while developing skills across key areas of our business. Over your two years as a Business Graduate, you will rotate across three of our core departments offering you the best exposure to our inner workings. This comprehensive rotation will equip you with a well-rounded skill set and deep understanding of what drives us forward.

• Operations: gain insight into the day-to-day running of Atom. You’ll play a vital role in streamlining processes whilst enhancing customer experiences, ensuring our digital banking services run smoothly and efficiently. You will be at the heart of innovation, working on projects that improve our operational and customer journey.
• Commercial: get involved in product development, driving business growth by developing tailored solutions that meet financial objectives. You will gain firsthand experience in market analysis, business development and product design, helping to shape the future of our offerings.
• Risk: help safeguard our interests by identifying and mitigating potential threats to the bank. You will develop analytical skills and contribute to strategies that protect our business and customers.

Why choose us?

• High-level exposure: although we have been significantly growing over the last ten years and now have 550 employees, our lean size means you will enjoy being part of a close-knit team and have high-level exposure to senior leaders and decision-makers.
• Mapped career pathway: from day one, you will follow a structured development plan that’s tailored to your growth and future success. Successful completion of the scheme will result in you moving into a mid-level role in one of your desired teams.
• Mentorship: you will be paired with a dedicated and proven fintech leader who will guide you through the programme, helping you set and achieve your career goals.
• Comprehensive training: gain essential skills through our targeted training on leadership competencies. Our internal and external tailored training programmes are designed to boost your technical knowledge and soft skills whilst empowering you to become an effective leader in the banking industry.
• Qualifications and accreditations: we invest in your future by funding relevant qualifications and professional accreditations, ensuring you have the credentials to thrive in digital banking. You will also enjoy an annual learning budget that allows you to pursue courses, workshops and development opportunities that align with your career goals.

What do we need from you?

• Bachelor’s degree, 2:1 or above
• Recent graduate of two years or graduating 2025
• Resident of the North East as this role requires office attendance
• Excellent communication skills - we need storytellers!
• To be ambitious but also a team-player, as well as an innovative thinker and problem solver

What you’ll get from us:

• £26,500 annual salary (increasing to £28,090 in Year 2)
• Hybrid working (from Year 2)
• Four-day working week
• ‘Welcome Bonus’ of £1,500
• ‘Completion Bonus’ of £1,500
• Annual Learning Budget of £1,000 (for the graduate scheme)
• Annual share option — performance related
• Five paid volunteer days
• Incredibly generous company pension scheme (maximum of 13% of Atom input — you can put in more should you choose to)
• All About Me Fund: £200 per year to spend on personal development
• 22.5 days holiday and 8 statutory days (rising by half a day with every two years in the company)
• Private medical insurance, Health Cash Plan & Life Insurance
• Electric Vehicle Scheme

PLEASE NOTE: You must have the legal right to work in the UK to apply for this role as Atom is unable to support Visa Applications/Sponsorship

Atom is an equal opportunities employer. We value you as an individual and therefore disregard race, religion/belief, gender, sexual orientation, maternity/pregnancy, age, gender reassignment, marriage/civil partnership and disability in any hiring decisions we make. Atom will always adhere to the Equality Act 2010.

All roles within Atom must adhere to the Conduct Rules as set out by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA)

As part of Atom bank’s commitment to the FCA’s Consumer Duty, Atom will, take all reasonable steps to avoid causing foreseeable harm to customers, take all reasonable steps to enable customers to pursue their financial objectives and act in good faith.