Finance Graduate

We’re Atom bank

The bank that’s leading the fintech charge.

We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Based in Durham, we’re committed to bringing world-class career opportunities and developing a strong tech culture in the Northeast. Our team currently has over 550 brilliant people and is still growing; could you be the next innovator to join us?

What will your ‘typical’ day look like? Different that’s for sure…:

Our Finance Graduate Scheme is designed to develop future leaders equipped to accomplish great things!

Are you ready to launch your career in banking with high-level exposure from day one? Our scheme offers you the chance to make a real impact while developing skills across key areas of our business. Over your three years as a Finance Graduate, you will rotate across three of our core finance departments offering you the best exposure to our inner workings. This comprehensive rotation will equip you with a well-rounded skill set and deep understanding of the technologies that drive us forward.

• Financial reporting and control: ensure the accuracy of our financial data through precise reporting and compliance with regulations. Gain hands-on experience in preparing financial statements and analysing performance metrics.
• Financial planning and analysis: drive strategic decisions through data analysis and forecasting. You’ll develop budgets and provide actionable insights that shape our financial directions.
• Strategy: help to define our long-term vision and growth initiatives through market research and analysis, as well as investor management.
• Treasury: understand how to manage liquidity and funding strategies to ensure the bank’s financial stability. Gains insights into cash flow management and risk assessment in a dynamic digital environment.

In addition to these technical rotations, you will have the opportunity for secondments into an external department. This experience offers valuable insights into how finance supports broader business objectives, allowing cross-departmental collaboration and to better understand our strategic drivers.

Why choose us?

• High-level exposure: although we have been significantly growing over the last ten years and now have 550 employees, our lean size means you will enjoy being part of a close-knit team and have high-level exposure to senior leaders and decision-makers.

• Department Secondments: experience diverse roles and departments outside of finance. This hands-on exposure will broaden your understanding of the operations of the business as well as building valuable cross-functional relationships.

• Mapped career pathway: from day one, you will follow a structured development plan that’s tailored to your growth and future success. Successful completion of the scheme will result in you moving into a mid-level role in one of your desired teams.

• Mentorship: you will be paired with a dedicated and proven fintech leader who will guide you through the programme, helping you set and achieve your career goals.

• Comprehensive training: gain essential skills through our targeted training on leadership competencies. Our internal and external tailored training programmes are designed to boost your technical knowledge and soft skills whilst empowering you to become an effective leader in the banking industry.

• Qualifications and accreditations: we invest in your future by funding relevant qualifications (ACA/CIMA) and professional accreditations, ensuring you have the credentials to thrive in digital banking. You will also enjoy an annual learning budget that allows you to pursue courses, workshops and development opportunities that align with your career goals.

What do we need from you?

• Bachelor’s degree, 2:1 or above
• Recent graduate of two years or graduating 2025
• Strong numerical skills
• Resident of the North East as this role requires office attendance
• Strong communication skills
• To be ambitious but also a team-player, as well as an innovative thinker and problem solver
• Strong attention to detail
• Ability to methodically follow structured processes

What you’ll get from us:

• £26,500 annual salary (increasing to £28,090 in Year 2)
• Hybrid working (from Year 2)
• Four-day working week
• ‘Welcome Bonus’ of £1,500
• ‘Completion Bonus’ of £1,500
• Annual Learning Budget of £1,000 (for the graduate scheme)
• Annual share option — performance related
• Five paid volunteer days
• Incredibly generous company pension scheme (maximum of 13% of Atom input — you can put in more should you choose to)
• All About Me Fund: £200 per year to spend on personal development
• 22.5 days holiday and 8 statutory days (rising by half a day with every two years in the company)
• Private medical insurance, Health Cash Plan & Life Insurance
• Electric Vehicle Scheme

PLEASE NOTE: You must have the legal right to work in the UK to apply for this role as Atom is unable to support Visa Applications/Sponsorship

Atom is an equal opportunities employer. We value you as an individual and therefore disregard race, religion/belief, gender, sexual orientation, maternity/pregnancy, age, gender reassignment, marriage/civil partnership and disability in any hiring decisions we make. Atom will always adhere to the Equality Act 2010.

All roles within Atom must adhere to the Conduct Rules as set out by the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA)

As part of Atom bank’s commitment to the FCA’s Consumer Duty, Atom will, take all reasonable steps to avoid causing foreseeable harm to customers, take all reasonable steps to enable customers to pursue their financial objectives and act in good faith.