Commercial mortgages

Transparent decision-making, competitive pricing. What’s not to like? We can offer businesses fixed and variable rate secured loans with up to 75% LTV. Discover our range below.

Our commercial mortgage options

Commercial Owner-Occupied Mortgages

Min loan:

£250,000

Max loan:

£10,000,000

Max LTV:

75%

Repayment terms:

2 - 25 years

Fees:

2%

Rates:

Fixed/Variable

Get in touch

Commercial Investment Mortgages

Min loan:

£250,000

Max loan:

£10,000,000

Max LTV:

75%

Repayment terms:

2 - 25 years

Fees:

2%

Rates:

Fixed/Variable

Get in touch

Growth Guarantee Scheme

Min loan:

£250,000

Max loan:

£2,000,000

Max LTV:

75%

Repayment terms:

2 - 6 year committed period

Fees:

2%

Rates:

Fixed/Variable

Find out more

Why choose commercial mortgages from Atom?

Simple & secured

Business loans with straightforward lending criteria

Transparent pricing

We don’t haggle or hide away any hidden fees

Phone and field based BDMs

We’re here to support you when you need it

Dedicated broker platform

Submit and manage applications through our intuitive and dedicated broker platform, Portal

How can I apply for a commercial mortgage on behalf of my customer?

We work exclusively with brokers who are part of our panel. If you aren’t a registered member of our panel, here’s how you can get involved:

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1. Contact us directly

Get in touch with our BDM team to let them know you’re interested.

Get in touch
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2. Register with us

Our team will help you register with our Portal platform, where you can submit and manage your applications.

Go to Portal
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3. Stay updated

Familiarise yourself with our lending criteria.

View lending criteria

Frequently asked questions

See all FAQs