Remortgage with Atom
Find out everything you need to know about remortgaging and our range of remortgage products below.
What is a remortgage?
In a nutshell, remortgaging means staying in your current property but taking out a new mortgage deal. If you’re already with Atom and you're choosing to continue your mortgage journey with us once your current fixed term deal ends, we call this a product transfer instead of a remortgage.
Why remortgage?
Why might a remortgage be right for you? Here’s a scenario. Your fixed term with another lender is coming to an end. There’s an option to drop onto the Standard Variable Rate (SVR) with your current lender, but the unpredictability of a SVR means you could end up paying more in the long-term. You come to the decision that you want to lock in a new, competitive rate for a fixed period of time as you plan on staying in the property for a good few years yet. This would be remortgaging.
Talking through your circumstances with a broker will make sure you get the best remortgage for you, as the right remortgaging deal can be a tricky choice to make.
What remortgages does Atom offer?
These are our current remortgage deals but they are subject to change. If you like what you see, contact a broker.
- No product fee
- With product fee
You could lose your home if you don’t keep up your mortgage repayments
How to apply for a remortgage
New to Atom?
Speak to an independent broker and ask them about a remortgage with Atom. Our products are only available through brokers, which ensures you get the right advice on rates and deals.
Use our find a broker tool at the bottom of this page to get started.
Already an Atom customer?
Glad to hear you’re sticking around! You can get advice on a remortgage with us by talking to the broker you worked with before. Or, if you need to speak to a new broker, use our find a broker tool below.
You can also complete a direct product switch with us (subject to eligibility) if you’re happy to proceed without taking broker advice. We’ll get in touch when this option is available to you.
Find a broker
You can use the search tool below to find a broker who works with Atom bank.